Based on about 110 parameters given by the banks the performance is calculated and presented in 14 odd tables for the benefit of the DSAs and the sales managers responsible for them. These tables are calculated based on the various analytic techniques. This is a complete automated report and goes to appropriate individual DSAs and their Managers within the Bank. The bank is able to track the improvement in the performance.
Based on the input table from the bank, our application sends the rejection letters with either of the 13 odd rejection reasons. This automated response goes to the appropriate customer and the relationship manager and the relevant sales channel including the DSA where ever needed.
This is a service cum product. In the first Phase all the mandatory fields needed to complete the CERSAI submission is first added to the application data base. Based on the inputs into the table there is a maker checker approach available to approve all the details updated by the domain expert and the management. The data is picked out manually from the agreements, the details from the terms of disbursal letter, the other details as required.
We have developed a proprietary Converter application. The inputs required are collected from the core banking application and given in an csv format. The inputs include the personal information, the account information like type of the loan given, total loan amount, other details and repayment details. Based on the inputs the application first searches for the missing mandatory fields and reports its exceptions. Based on the corrections these mistakes can be corrected and again submitted to the Credit Bureaus.
This is special report in three versions the very abridged version / the summary version and the detailed version. This entire report is created, based on the credit report and a few extra information collected from the Individuals. This analytical report is an interpreted report of the CIR from credit bureaus. Very useful to know more about ones own credit lines and how are we managing these credit lines. A Response also tells us if we need to closed / consolidate the loans.
This is a service for smaller and Co-operative banks. We do the data cleansing, data updation and submission of the data to the Credit Bureaus. These banks have very high data reject percentage as their data is either not available or it is incorrect. We first understand the data errors, rectify the same, update the data and do the submission to the credit bureaus.
A specialized report suggesting the financial integrity quotient of an individual meant before joining any company.
Various Financial Analytics to suite the financial planners / lenders and the management team. Mostly based on the financial strategy models. With colour coded outputs.
Performing various checks to ensure the due diligence of the documents and the details of the persons / entities seeking credit products.